FUNDING



Funds are the most crucial part of business operations, sustenance & growth. It is the life line of an enterprise. Funding however can be well classified in to sections like Capex, Opex, Growth Funds, Equity Funds etc. Funds are required in multiple stages of business operations. Read on the learn more about expansion essentials & funding aspects.

BUSINESS PLAN PREPARATION



A business plan is a vital document for any business that contains information about the pertaining to its promoters, business model, operations, past, competitor analysis, market analysis and project financial performance. Business plan is very essential as it serves as a roadmap for the business and provides information in an understandable format to investors wanting to know more about the business. A key use of a business plan or investor pitch is for raising private equity capital or angel investment in a startup. Business plans are used by private equity investors and angel investors to gain an insight into the business for making a investment decision.

A well drafted business plan will contain details about the promoters, infrastructure information, human capital requirement, business model, industry outlook, competitor analysis, SWOT analysis, past financial performance, projected financial performance, key financial indicators and any other relevant information. Acculegal has a team of professional with extensive experience in preparing business plans. Contact us today and we can help you prepare a well structured business plan for your startup.



CMA REPORT PREPARATION



A business plan is a vital document for any business that contains information about the pertaining to its promoters, business model, operations, past, competitor analysis, market analysis and project financial performance. Business plan is very essential as it serves as a roadmap for the business and provides information in an understandable format to investors wanting to know more about the business. A key use of a business plan or investor pitch is for raising private equity capital or angel investment in a startup. Business plans are used by private equity investors and angel investors to gain an insight into the business for making a investment decision.

A well drafted business plan will contain details about the promoters, infrastructure information, human capital requirement, business model, industry outlook, competitor analysis, SWOT analysis, past financial performance, projected financial performance, key financial indicators and any other relevant information. Acculegal has a team of professional with extensive experience in preparing business plans. Contact us today and we can help you prepare a well structured business plan for your startup.



DETAILED PROJECT REPORT



A well drafted Detailed Project Report will ensure easy approval of the requested credit facilities. So an experienced Financial Professional with good writing, presentation and financial analysis skill must prepare the Detailed Project Report. Bank Loan Syndication is the process of formulating a credit request, preparing a detailed project report along with the necessary documents, submitting the requests to banks or financial institutions and obtaining sanction and disbursement of credit facilities.

There various types of bank loans available based on the requirements. Some of the bank loan types are Term Loans, Cash Credit Facility, Letter of Credit Facility, Corporate Loan, Loan against Property, Loan against Shares, Bank Guarantee, etc. The Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) Scheme provides a way for Entrepreneurs to obtain a bank loan of upto Rs.1 Crore without any collateral security.


Idea + Planning + Resources = Funding

BANK LOAN RATING



Bank loan rating from external agencies are used by Banks, Vendors, Financial Institutions, Investors and others to gauge the financial health of an Enterprise and its ability to make timely payment of its bank loan, including principal and interest payment. Various external credit rating agencies like CRISIL, ICRA, CARE, Brickworks and others have been authorised by the Government to rate the bank loan facilities enjoyed by businesses in India. Further, to improve awareness about credit rating and its benefit, the Government of India also provides a subsidy for MSME businesses to obtain SME credit rating.

Acculegal is the largest business services platform in India, offering a variety of services like collateral free loan syndication, CMA report preparation, bank loan rating advisory, company incorporation, trademark registration, GST registration, income tax filing and more. Acculegal can help you obtain bank loan rating for your business. Get a free consultation for obtaining bank loan rating through Acculegal by scheduling an appointment with an Acculegal Advisor.





CREDIT SCORE CHECK



  • Why?
  • Credit reports play a critical role in the loan application process. Credit reports contain information like name, age, address, list of credit facilities, repayment track record and a credit score. This information helps lenders assess credit worthiness of their borrowers and their ability to pay back a loan if granted.
  • How?
  • India has three credit rating agencies namely CIBIL (Credit Information Bureau (India) Ltd), Equifax India and Experian India. These rating agencies regularly collect information from creditors, lenders, utilities and other debt collectors to process the data into a readable and usable form and provide credit information reports on individual consumers for lenders




WORKING CAPITAL LOAN



A private limited company is an artificial judicial person and requires various compliances like appointment of Auditor, regular filing of income tax return, annual return filing and more. Failing to maintain compliance for a Company could result in fines and/or debarment of the Directors from incorporating another Company. Therefore, if a private limited company has become inactive and there are no transactions in the company, then it is best to wind up the Company.

To enable inactive private limited companies to quickly close or wind up, the Ministry of Corporate Affairs has introduced Fast Track Exit Mode - an easier way to close inactive companies at a cheaper cost with lesser formalities. A defunct company which has not carried out any business activity or operations for last one year or since incorporation and having NIL assets & liability can apply for stricking-off of name under the Fast Track Exit Mode. Acculegal can help you wind up your Company quickly and easily.





HOUSING LOAN



EQUITY FUNDING



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